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User Manual

Enter idle cash, review the recommended move, check the allocation split, and read the warning before acting. CashIntel is designed to help users make a faster cash decision without comparing every product manually.

1. Start With The Recommendation

The homepage highlights the current recommended cash move and the Cash Score. Treat this as a decision signal, then read the rationale and warning before taking action.

2. Enter Your Idle Cash Amount

Use the allocation tool to estimate how CashIntel would split idle cash across liquid savings and higher-yielding options. The tool is a guide, not a personalized financial plan.

3. Check FD Watch

The FD Watch page shows fixed deposit signals by bank, tenure, minimum amount, and movement. Use it to understand whether FD rates are affecting the current cash decision.

4. Verify Official Terms

Before moving funds, check official provider pages for the latest rates, eligibility conditions, deposit insurance treatment, fees, and withdrawal rules.